id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ubs:key4_fx_standard:base_fee,ubs:key4_fx_standard,ubs,base_fee,Preis pro Monat,5.0,CHF,monthly,,,,25,2026-01-01,free ubs:key4_fx_standard:fx_spread,ubs:key4_fx_standard,ubs,fx_spread,Reduzierter Aufschlag,0.8,percent,per_txn,,,,25,2026-01-01,free