id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ubs:key4_smart_investing:tax_certificate,ubs:key4_smart_investing,ubs,tax_certificate,Steuerbescheinigung,10.0,CHF,annual,,,Zzgl. MWST. Kostenlos fuer 2025.,4,2026-01-01,pro ubs:key4_smart_investing:management_fee,ubs:key4_smart_investing,ubs,management_fee,Pauschalpreis,0.9,percent,per_annum_pct,,,50% Rabatt fuer unter 26 / Studierende unter 30. Min. Einzahlung CHF 50.,4,2026-01-01,pro