id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:kundenkarte:annual_fee,ubs:kundenkarte,ubs,annual_fee,Kundenkarte,0.0,CHF,annual,,,Im Paket key4/UBS me oder bei aktiver Beziehung kostenlos,20,2026-01-01,free