id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier ubs:privatkonto_eur:account_mgmt_standard,ubs:privatkonto_eur,ubs,account_mgmt,Kontofuehrung Standard,3.0,CHF,monthly,,,,13,2026-01-01,free