id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:privatkonto_jugendliche:account_mgmt,ubs:privatkonto_jugendliche,ubs,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,12,2026-01-01,free