id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ubs:sparkonto:transfer_surcharge,ubs:sparkonto,ubs,transfer_surcharge,Zahlungen ab Sparkonto Zuschlag,5.0,CHF,per_txn,,,Auf alle Zahlungsverkehrspreise. Nicht in key4 banking / UBS me.,24,2026-01-01,free
ubs:sparkonto:account_mgmt,ubs:sparkonto,ubs,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,Kostenlos bei key4 banking,16,2026-01-01,free