id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
urkb:fondssparplan:mgmt_fee,urkb:fondssparplan,urkb,mgmt_fee,Pauschalgebuehr Fondssparplan,0.5,percent,annual,,,Bis 28 Jahre: 0.25%; Min CHF 0; inkl. Depot/Courtage/Inkasso; zzgl. MwSt.,,2025-09-01,free