id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
urkb:ws_sparen3:mgmt_fee,urkb:ws_sparen3,urkb,mgmt_fee,All-in-Fee WS Sparen 3a,0.65,percent,annual,,,Keine Minimumgebuehr; inkl. Depot/Courtage/Inkasso; zzgl. MwSt.,,2025-09-01,pro