id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vali:debit_mastercard:annual_fee,vali:debit_mastercard,vali,annual_fee,Jahresgebuehr Debit Mastercard,40.0,CHF,annual,,,Gratis im Lila Set,,2026-02-10,free
vali:debit_mastercard:atm_abroad,vali:debit_mastercard,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free
vali:debit_mastercard:atm_domestic_other,vali:debit_mastercard,vali,atm_domestic_other,Bargeldbezug Fremdautomaten CH,2.0,CHF,per_txn,,,,,2026-02-10,free
vali:debit_mastercard:fx_markup,vali:debit_mastercard,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free
vali:debit_mastercard:purchase_domestic,vali:debit_mastercard,vali,purchase_domestic,Bargeldlos zahlen CH,0.0,CHF,per_txn,,,,,2026-02-10,free
vali:debit_mastercard:atm_domestic_own,vali:debit_mastercard,vali,atm_domestic_own,Bargeldbezug Valiant-Automaten,0.0,CHF,per_txn,,,,,2026-02-10,free