id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vali:familien_hypothek:discount,vali:familien_hypothek,vali,mgmt_fee,Familien-Hypothek Zinsreduktion (-0.20% p.a.),,percent,per_annum_pct,,,Bis 0.2% Zinsreduktion auf Festhypothek/Variable-Hypothek.,,2026-04-22,pro