id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vali:wmc_gold:annual_fee,vali:wmc_gold,vali,annual_fee,Jahresgebuehr World Mastercard Gold,250.0,CHF,annual,,,,,2026-02-10,free vali:wmc_gold:atm_abroad,vali:wmc_gold,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free vali:wmc_gold:fx_markup,vali:wmc_gold,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free