id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:bcv_conseil_premium:advisory,vdkb:bcv_conseil_premium,vdkb,mgmt_fee,Commission de conseil (jusqu'a CHF 2m),0.5,percent,per_annum_pct,vol:2m,,"Min CHF 5000. Tier: <2m 0.50%, <5m 0.45%, <10m 0.40%. Ticket fee CHF 200/250.",8,2026-01-01,pro