id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:compte_portfolio:account_mgmt,vdkb:compte_portfolio,vdkb,account_mgmt,Forfait mensuel,4.0,CHF,monthly,,,CHF 20000 niveau d'exoneration avoirs globaux,9,2026-01-01,free
vdkb:compte_portfolio:standing_order,vdkb:compte_portfolio,vdkb,standing_order_paper,Ordre permanent papier en Suisse en CHF,0.0,CHF,per_txn,,paper,12 executions par an incluses,9,2026-01-01,free