id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vdkb:conseil_premium:tailored,vdkb:conseil_premium,vdkb,mgmt_fee,Conseil Premium Konditionen,,percent,per_annum_pct,,,Konditionen gemäss Fiche tarif Conseil Premium.,,2024-01-01,pro