id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:epargne:excess_withdrawal,vdkb:epargne,vdkb,excess_withdrawal,Debit ou retrait au-dela de 6 operations/an,6.0,CHF,per_txn,,,6 operations par an incluses,7,2026-01-01,free
vdkb:epargne:account_mgmt,vdkb:epargne,vdkb,account_mgmt,Forfait mensuel,0.0,CHF,monthly,,,,7,2026-01-01,free