id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:formule_premium:account_mgmt,vdkb:formule_premium,vdkb,account_mgmt,Forfait mensuel,18.0,CHF,monthly,,,Offert des CHF 50000 avoirs globaux,4,2026-01-01,free
vdkb:formule_premium:atm_other,vdkb:formule_premium,vdkb,atm_domestic_other,Retrait CHF aux bancomats d'autres banques en Suisse,0.0,CHF,per_txn,,atm,,4,2026-01-01,free
vdkb:formule_premium:atm_eur_other,vdkb:formule_premium,vdkb,atm_domestic_other_eur,Retrait EUR aux bancomats d'autres banques en Suisse,0.0,CHF,per_txn,,atm,,4,2026-01-01,free
vdkb:formule_premium:standing_order_paper,vdkb:formule_premium,vdkb,standing_order_paper,Ordre permanent papier en Suisse en CHF,0.0,CHF,per_txn,,paper,,4,2026-01-01,free
vdkb:formule_premium:bcv_top,vdkb:formule_premium,vdkb,payment_slip,Ordre BCV-Top en Suisse en CHF,0.0,CHF,per_txn,,paper,,4,2026-01-01,free
vdkb:formule_premium:counter_withdrawal,vdkb:formule_premium,vdkb,counter_withdrawal,Retrait aux guichets,0.0,CHF,per_txn,,counter,,4,2026-01-01,free