id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:mc_prepaid:annual_fee,vdkb:mc_prepaid,vdkb,annual_fee,Cotisation annuelle,50.0,CHF,annual,,,EUR/USD 25; offerte Jeunes/Campus/Actifs jusqu'a 26 ans,10,2026-01-01,free
vdkb:mc_prepaid:replacement,vdkb:mc_prepaid,vdkb,card_replacement,Carte de remplacement,20.0,CHF,one_time,,,,10,2026-01-01,free
vdkb:mc_prepaid:pin_replacement,vdkb:mc_prepaid,vdkb,pin_replacement,Remplacement code NIP,10.0,CHF,one_time,,,,10,2026-01-01,free
vdkb:mc_prepaid:cash_advance,vdkb:mc_prepaid,vdkb,cash_advance,Retrait especes,4.0,percent,per_txn,,atm,Min. CHF/EUR/USD 10,12,2026-01-01,free
vdkb:mc_prepaid:fx_markup,vdkb:mc_prepaid,vdkb,fx_markup,Fremdwaehrungszuschlag,1.75,percent,per_txn,,,Conversion au cours Viseca,12,2026-01-01,free