id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:placements_fiduciaires:ticket,vdkb:placements_fiduciaires,vdkb,transaction_fee,Placement fiduciaire ticket fee,80.0,CHF,per_txn,,,,16,2026-01-01,pro