id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vdkb:visa_platinum:annual_fee,vdkb:visa_platinum,vdkb,annual_fee,Cotisation annuelle carte principale,550.0,CHF,annual,,,"1/2 prix la premiere annee; EUR 450, USD 450",10,2026-01-01,free
vdkb:visa_platinum:late_payment,vdkb:visa_platinum,vdkb,late_payment_fee,Frais de retard de paiement,20.0,CHF,per_txn,,,EUR/USD 15 par facture,11,2026-01-01,free
vdkb:visa_platinum:cash_advance,vdkb:visa_platinum,vdkb,cash_advance,Retrait especes,3.5,percent,per_txn,,,"Min. CHF 10, EUR/USD 7",12,2026-01-01,free
vdkb:visa_platinum:atm_other,vdkb:visa_platinum,vdkb,atm_domestic_other,Retrait CHF aux bancomats d'autres banques en Suisse,2.5,percent,per_txn,,atm,"Min. CHF 5, EUR/USD 3.50",12,2026-01-01,free
vdkb:visa_platinum:fx_markup,vdkb:visa_platinum,vdkb,fx_markup,Zuschlag Fremdwaehrung,1.75,percent,per_txn,,,Conversion au cours Viseca,12,2026-01-01,free
vdkb:visa_platinum:supplementary,vdkb:visa_platinum,vdkb,supplementary_card,Cartes supplementaires,0.0,CHF,annual,,,Jusqu'a 4 cartes supplementaires incluses (max 2 Platinum et 2 Or),10,2026-01-01,free
vdkb:visa_platinum:replacement,vdkb:visa_platinum,vdkb,card_replacement,Carte de remplacement,0.0,CHF,one_time,,,,10,2026-01-01,free