id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vontobel:advice_plus:minimum,vontobel:advice_plus,vontobel,mgmt_fee,Advice Plus Minimum Fee (Flat),6750.0,CHF,annual,,,,9,2025-11-01,pro
vontobel:advice_plus:flat,vontobel:advice_plus,vontobel,mgmt_fee,Advice Plus Flat Fee (entry tier ≤CHF 5M),1.35,percent,per_annum_pct,,,"Flat: 1.350% (≤5M) bis 0.950% (25-50M). Brokerage-Variante: 0.900% bis 0.700%, min CHF 4,500. +0.1% Surcharge fuer Enhancement-Modul.",9,2025-11-01,pro