id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vontobel:advice_premium:minimum,vontobel:advice_premium,vontobel,mgmt_fee,Advice Premium Minimum Fee (Flat),45000.0,CHF,annual,,,,9,2025-11-01,pro
vontobel:advice_premium:flat,vontobel:advice_premium,vontobel,mgmt_fee,Advice Premium Flat Fee (entry tier ≤CHF 5M),1.5,percent,per_annum_pct,,,"Flat: 1.500% (≤5M) bis 1.100% (25-50M). Brokerage: 1.050% bis 0.850%, min CHF 31,500.",9,2025-11-01,pro