id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vontobel:debit_card:annual,vontobel:debit_card,vontobel,annual_fee,Debitkarte Jahresgebuehr,0.0,CHF,annual,,,Kostenlos im Vontobel Access Bundle inkludiert.,15,2025-11-01,free