id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vontobel:volt:flat,vontobel:volt,vontobel,mgmt_fee,Volt Flat Fee,0.47,percent,per_annum_pct,,,"Davon 0.170% custody, 0.300% mandate. +0.020% Digital Access Fee fuer Volt Invest (Digital-Variante). Kein Minimum.",11,2025-11-01,pro