id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vpbank:debit_mastercard_intl:supplementary,vpbank:debit_mastercard_intl,vpbank,supplementary_card,Zusatzkarte international,70.0,CHF,annual,,,,12,2026-01-01,free