id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vpbank:vida_advanced:mgmt_fee:tier1,vpbank:vida_advanced,vpbank,management_fee,VV-Gebuehr Advanced bis CHF 2 Mio.,0.95,percent,annual,lt_2m,,,4,2026-01-01,pro vpbank:vida_advanced:mgmt_fee:tier2,vpbank:vida_advanced,vpbank,management_fee,VV-Gebuehr Advanced bis CHF 5 Mio.,0.85,percent,annual,2m_5m,,,4,2026-01-01,pro vpbank:vida_advanced:mgmt_fee:tier3,vpbank:vida_advanced,vpbank,management_fee,VV-Gebuehr Advanced bis CHF 10 Mio.,0.75,percent,annual,5m_10m,,,4,2026-01-01,pro vpbank:vida_advanced:mgmt_fee:tier4,vpbank:vida_advanced,vpbank,management_fee,VV-Gebuehr Advanced ueber CHF 10 Mio.,0.65,percent,annual,gt_10m,,,4,2026-01-01,pro