id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vpbank:vida_essential:mgmt_fee,vpbank:vida_essential,vpbank,management_fee,VV-Gebuehr Essential (Fondsmandat),0.6,percent,annual,,,Mindestanlage CHF 250000,4,2026-01-01,pro