id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vpbank_ch:depot:delivery_physical,vpbank_ch:depot,vpbank_ch,custody_fee,Physische Wertpapierlieferung,250.0,CHF,per_txn,,,,7,2026-01-01,pro
vpbank_ch:depot:delivery_out_electronic,vpbank_ch:depot,vpbank_ch,custody_fee,Wertpapierlieferung Ausgang elektronisch,150.0,CHF,per_txn,,,,7,2026-01-01,pro
vpbank_ch:depot:internal_transfer,vpbank_ch:depot,vpbank_ch,custody_fee,Interne Depotuebertraege,10.0,CHF,per_txn,,,Pro Valor; mindestens CHF 100 pro Transaktion,7,2026-01-01,pro
vpbank_ch:depot:custody_fee:outside,vpbank_ch:depot,vpbank_ch,custody_fee,Depotgebuehr ausserhalb Fokusmaerkte,0.45,percent,annual,outside_focus,,,7,2026-01-01,pro
vpbank_ch:depot:custody_fee:focus,vpbank_ch:depot,vpbank_ch,custody_fee,Depotgebuehr Fokusmaerkte,0.35,percent,annual,focus_markets,,Mindestgebuehr CHF 10 p.a. pro Position,7,2026-01-01,pro
vpbank_ch:depot:delivery_in_electronic,vpbank_ch:depot,vpbank_ch,custody_fee,Wertpapierlieferung Eingang elektronisch,0.0,CHF,per_txn,,,,7,2026-01-01,pro