id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vpbank_ch:garantie:commission,vpbank_ch:garantie,vpbank_ch,management_fee,Garantiekommission,1.0,percent,annual,,,Minimum CHF 250 pro Jahr,10,2026-01-01,business