id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vpbank_ch:treuhand_festgeld:min,vpbank_ch:treuhand_festgeld,vpbank_ch,fiduciary_placement_fee,Minimumgebuehr Festgeld pro Transaktion,250.0,CHF,per_txn,,,,8,2026-01-01,pro