id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vskb:compte_monnaie_etrangere_pro:bouclement,vskb:compte_monnaie_etrangere_pro,vskb,account_closing_fee,Frais de bouclement,10.0,CHF,annual,,,,6,2026-01-01,free vskb:compte_monnaie_etrangere_pro:posting_fee,vskb:compte_monnaie_etrangere_pro,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,6,2026-01-01,free