id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:consignation_loyer:account_opening,vskb:consignation_loyer,vskb,account_opening,Ouverture du compte,70.0,CHF,one_time,,,"CHF 70 clients BCVS, CHF 120 autres",4,2026-01-01,free