id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier vskb:ebanking:base_fee,vskb:ebanking,vskb,base_fee,,0.0,CHF,annual,,,Digital Banking (e-banking + Mobile banking + one App + e-documents + e-trade) inklusive - keine separate Gebuehr in Spesentarif Q3.,,,free,,,