id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:epargne3:statement_alt,vskb:epargne3,vskb,statement_fee,Frais de releve papier autre periodicite,2.0,CHF,per_txn,,,,5,2026-01-01,pro
vskb:epargne3:account_mgmt,vskb:epargne3,vskb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,5,2026-01-01,pro