id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vskb:epargne_garantie_loyer:account_opening,vskb:epargne_garantie_loyer,vskb,account_opening,Ouverture du compte,20.0,CHF,one_time,,,"CHF 20 clients BCVS, CHF 300 autres",4,2026-01-01,free vskb:epargne_garantie_loyer:posting_fee,vskb:epargne_garantie_loyer,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,4,2026-01-01,free