id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:fiduciary_terme:comm_t1,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 500k),0.5,percent,per_annum_pct,vol:500k,,Pro rata temporis. Min CHF 200 (ou contre-valeur) par depot.,12,2026-01-01,pro
vskb:fiduciary_terme:comm_t2,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 1m),0.375,percent,per_annum_pct,vol:1m,,,12,2026-01-01,pro
vskb:fiduciary_terme:comm_t3,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 2.5m),0.25,percent,per_annum_pct,vol:2_5m,,,12,2026-01-01,pro
vskb:fiduciary_terme:comm_t4,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (> CHF 2.5m),0.125,percent,per_annum_pct,vol:2_5m_plus,,,12,2026-01-01,pro