id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:gestion_star_select:mgmt,vskb:gestion_star_select,vskb,mgmt_fee,"Commission annuelle (Star Select, Equilibre, portefeuille < CHF 1.5m)",1.25,percent,per_annum_pct,star_select:1500k:equilibre,,"Tier matrix: Obligations 0.95%-0.80%, Modere 1.25%-1.05%, Equilibre 1.40%-1.20%, Dynamique 1.65%-1.45%, Actions 1.70%-1.50%. 4 portfolio tiers (<1.5m / <3m / <5m / >5m). Min facture CHF 1900-3400 selon strategie. +0.20% pour restrictions de gestion.",4,2026-01-01,pro