id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vskb:libre_passage:account_mgmt,vskb:libre_passage,vskb,account_mgmt,Forfait par trimestre,9.0,CHF,quarterly,,,"Inclut gestion, ecritures, releves, bouclement",5,2026-01-01,pro vskb:libre_passage:statement_alt,vskb:libre_passage,vskb,statement_fee,Frais de releve papier autre periodicite,2.0,CHF,per_txn,,,,5,2026-01-01,pro