id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier vskb:safe:annual_fee_min,vskb:safe,vskb,annual_fee,Safe (taille minimale),90.0,CHF,annual,,,"TVA non comprise, de CHF 90 a CHF 1000 selon taille",10,2026-01-01,free