id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:wertschriften_depot:delivery_physical_out,vskb:wertschriften_depot,vskb,securities_transfer,Sortie de titres physique au guichet,200.0,CHF,per_txn,delivery:physical_out,,Par valeur. Majoration +CHF 200 en cas d'envoi par poste.,14,2026-01-01,pro
vskb:wertschriften_depot:delivery_transfer_abroad,vskb:wertschriften_depot,vskb,securities_transfer,Transfert depot vers office etranger,150.0,CHF,per_txn,delivery:transfer_abroad,,,14,2026-01-01,pro
vskb:wertschriften_depot:delivery_transfer_ch,vskb:wertschriften_depot,vskb,securities_transfer,Transfert depot vers office suisse,100.0,CHF,per_txn,delivery:transfer_ch,,Entree de titres et transfert dans un autre depot BCVS: gratuit.,14,2026-01-01,pro
vskb:wertschriften_depot:courtage_eq_foreign,vskb:wertschriften_depot,vskb,courtage,Courtage actions etrangeres (< CHF 50k),1.8,percent,per_txn,eq_foreign:vol_50k,,"Min CHF 120. Tier matrix: <50k 1.80%, <100k 1.60%, <200k 1.50%, <300k 1.30%, <400k 1.10%, <1m 1.00%, >1m 0.80%.",8,2026-01-01,pro
vskb:wertschriften_depot:courtage_eq_ch,vskb:wertschriften_depot,vskb,courtage,Courtage actions suisses (< CHF 50k),1.1,percent,per_txn,eq_ch:vol_50k,,"Min CHF 80. Max 10% du montant brut. Tier matrix: <50k 1.10%, <100k 1.00%, <200k 0.90%, <300k 0.70%, <400k 0.60%, <1m 0.50%, >1m 0.40%. -50% pour mandats Advanced, -25% pour Compact.",8,2026-01-01,pro
vskb:wertschriften_depot:courtage_bonds,vskb:wertschriften_depot,vskb,courtage,Courtage obligations (< CHF 50k),0.8,percent,per_txn,bonds:vol_50k,,"Min CHF 80. Tier matrix: <50k 0.80%, <100k 0.70%, <200k 0.50%, <300k 0.40%, <400k 0.40%, <1m 0.30%, >1m 0.20%.",8,2026-01-01,pro
vskb:wertschriften_depot:admin_pillar3,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (epargne 3 / libre passage),0.5,percent,per_annum_pct,special:pillar3_libre_passage,,Tarif special pour depots epargne 3 et libre passage. Fonds BCVS classe AP exoneres.,6,2026-01-01,pro
vskb:wertschriften_depot:admin_t1,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 1.5m),0.28,percent,per_annum_pct,vol:1500k,,"Min CHF 60/depot, CHF 40/position. Calcul mensuel, facturation trimestrielle. Gratuit pour actions BCVS et obligations de caisse BCVS. 20% rabais pour fonds BCVS. Majorations: +0.15% titres a l'etranger, +0.10% metaux precieux, +0.05% domicile etranger, +0.05% depot numerique, +0.10% hors depots collectifs.",6,2026-01-01,pro
vskb:wertschriften_depot:admin_t2,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 3m),0.26,percent,per_annum_pct,vol:3m,,,6,2026-01-01,pro
vskb:wertschriften_depot:admin_t3,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 5m),0.24,percent,per_annum_pct,vol:5m,,,6,2026-01-01,pro
vskb:wertschriften_depot:admin_t4,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (> CHF 5m),0.22,percent,per_annum_pct,vol:5m_plus,,,6,2026-01-01,pro