id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier
vz:mietzinskaution:account_opening_fee,vz:mietzinskaution,vz,account_opening_fee,Eroeffnung,0.0,CHF,one_time,,,,1,2026-07-01,free,,,
vz:mietzinskaution:account_mgmt,vz:mietzinskaution,vz,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,1,2026-07-01,free,,,
vz:mietzinskaution:closing_fee,vz:mietzinskaution,vz,closing_fee,Saldierung,0.0,CHF,one_time,,,,1,2026-07-01,free,,,