id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier
vz:transaktionskonto:account_mgmt,vz:transaktionskonto,vz,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,Saldo sofort verfuegbar,,2026-07-01,free,,,