id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
wir:bankgarantie:fee,wir:bankgarantie,wir,guarantee_fee,Bankgarantie,0.1,percent,per_txn,,,"0.10% des Gesamtbetrages, mind. 300 CHF.",8,2026-04-15,business