id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
wir:festgeldkonto:early_termination,wir:festgeldkonto,wir,early_termination_fee,Vorzeitige Aufloesung,100.0,CHF,one_time,,,Zuzueglich Vorfaelligkeitsentschaedigung von mind. 2.00%.,4,2026-04-15,pro
wir:festgeldkonto:account_mgmt,wir:festgeldkonto,wir,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,4,2026-04-15,pro