id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
wir:sparkonto:withdrawal_excess,wir:sparkonto,wir,withdrawal_excess_fee,Rueckzug ueber kuendigungsfreier Limite ohne Kuendigung,2.0,percent,per_txn,,,Auf Rueckzuegen ohne Kuendigung ueber 30000 CHF/Quartal.,3,2026-04-15,free
wir:sparkonto:external_transfer,wir:sparkonto,wir,transfer_domestic,Externe Verguetungen,2.0,CHF,per_txn,,,Ueber E-Banking oder manuell. Ueberwaeisungen innerhalb Bank WIR kostenlos.,3,2026-04-15,free
wir:sparkonto:account_mgmt,wir:sparkonto,wir,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,3,2026-04-15,free