id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
wir:sparkonto_plus:withdrawal_excess,wir:sparkonto_plus,wir,withdrawal_excess_fee,Rueckzug ueber kuendigungsfreier Limite,2.0,percent,per_txn,,,Auf Rueckzuegen ohne Kuendigung ueber 20000 CHF/Jahr.,3,2026-04-15,free
wir:sparkonto_plus:account_mgmt,wir:sparkonto_plus,wir,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,3,2026-04-15,free