id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
wir:terzo_konto:woe_payout,wir:terzo_konto,wir,early_withdrawal_fee,Auszahlung Wohneigentumsfoerderung,300.0,CHF,one_time,,,Wenn Finanzierung nicht ueber Bank WIR erfolgt.,4,2026-04-15,pro
wir:terzo_konto:account_mgmt,wir:terzo_konto,wir,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,4,2026-04-15,pro