id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zgkb:credit_silber:annual_fee,zgkb:credit_silber,zgkb,annual_fee,Jahresgebuehr Hauptkarte,100.0,CHF,annual,,,,,2026-01-01,free
zgkb:credit_silber:additional_card,zgkb:credit_silber,zgkb,annual_fee,Jahresgebuehr Zusatzkarte,25.0,CHF,annual,,,,,2026-01-01,free
zgkb:credit_silber:cash_advance,zgkb:credit_silber,zgkb,cash_advance,Bargeldbezug Automat CH,4.0,percent,per_txn,,,mind. CHF 10,,2026-01-01,free
zgkb:credit_silber:fx_markup,zgkb:credit_silber,zgkb,fx_markup,Fremdwaehrungszuschlag,1.75,percent,per_txn,,,,,2026-01-01,free