id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zgkb:debitkarte:annual_fee,zgkb:debitkarte,zgkb,annual_fee,Jahresgebuehr,40.0,CHF,annual,,,,,2026-01-01,free zgkb:debitkarte:card_block,zgkb:debitkarte,zgkb,card_block,Kartensperrung,40.0,CHF,one_time,,,Kostenlos ueber E-Banking oder one App,,2026-01-01,free zgkb:debitkarte:replacement,zgkb:debitkarte,zgkb,replacement_card,Ersatzkarte,30.0,CHF,one_time,,,,,2026-01-01,free zgkb:debitkarte:pin_replacement,zgkb:debitkarte,zgkb,pin_replacement,PIN bestellen,20.0,CHF,one_time,,,,,2026-01-01,free zgkb:debitkarte:atm_abroad,zgkb:debitkarte,zgkb,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-01-01,free zgkb:debitkarte:atm_domestic_other,zgkb:debitkarte,zgkb,atm_domestic_other,Bargeldbezug Nicht-KB-Automaten CH,2.0,CHF,per_txn,,,,,2026-01-01,free zgkb:debitkarte:purchase_abroad,zgkb:debitkarte,zgkb,purchase_abroad,Einkauf im Ausland,1.5,CHF,per_txn,,,,,2026-01-01,free zgkb:debitkarte:purchase_domestic,zgkb:debitkarte,zgkb,purchase_domestic,Einkauf in CHF,0.0,CHF,per_txn,,,,,2026-01-01,free zgkb:debitkarte:atm_domestic_own,zgkb:debitkarte,zgkb,atm_domestic_own,Bargeldbezug ZugerKB/KB-Automaten,0.0,CHF,per_txn,,,,,2026-01-01,free