id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier zgkb:fondsmandat_esg:mgmt_fee,zgkb:fondsmandat_esg,zgkb,mgmt_fee,Pauschalgebuehr Fondsmandat ESG Ausgewogen,1.2,percent,annual,,,"Min CHF 1200/Jahr; Einkommen 1.05%, Konservativ 1.10%, Dynamisch 1.20%, Aggressiv 1.30%",,2025-07-01,pro