id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
zgkb:kontoset_premium:monthly,zgkb:kontoset_premium,zgkb,account_mgmt,Konto-Set-Preis,36.0,CHF,monthly,,,CHF 18 mit Wertschriftendepot oder Hypothek (50% Preisvorteil),,2026-01-01,free